AMOS, V.; PAPALANGI, N. Analysis of Financial Technology Adoption in Savings and Loan Cooperatives: A UTAUT Approach among Millennials. The Es Economics and Entrepreneurship, [S. l.], v. 4, n. 02, p. 267 –, 2025. DOI: 10.58812/esee.v4i02.709. Disponível em: https://esj.eastasouth-institute.com/index.php/esee/article/view/709. Acesso em: 8 jan. 2026.