Accelerating AI and Data Strategy Transformation: Integrating Systems, Simplifying Financial Operations Integrating Company Systems to Accelerate Data Flow and Facilitate Real-Time Decision-Making
Main Article Content
Abstract
The rapid advancement of artificial intelligence (AI) and data-driven technologies has intensified the need for organizations to integrate heterogeneous systems and redesign their data strategies to support real-time decision-making and financial efficiency. This study investigates how system integration accelerates AI and data strategy transformation and simplifies financial operations in the Energy and Utilities sector in the United States. Using a quantitative research design, data were collected from 250 professionals in 2024 through a structured questionnaire measured on a five-point Likert scale. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS 3) to examine the relationships among system integration, data architecture and integration, AI and business intelligence capability, real-time decision-making, and financial operational performance. The results reveal that system integration significantly enhances data integration and AI-enabled analytical capability, which in turn improves real-time decision-making. Real-time decision-making emerges as the strongest predictor of improved financial operational performance, particularly in budgeting and forecasting processes. Furthermore, the findings demonstrate that the impact of system integration on financial performance is largely mediated by data integration, AI and BI capability, and decision-making capability. This study contributes to the digital transformation literature by providing empirical evidence from a multi-cloud context and offers practical insights for Energy and Utilities organizations seeking to leverage AI and data strategies to achieve agile, data-driven financial management.
Article Details

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
References
G. Hilary and D. McLean, “Financial decision making: an overview,” Handb. Financ. Decis. …, 2023.
Y. K. Dwivedi et al., “Setting the future of digital and social media marketing research: Perspectives and research propositions,” Int. J. Inf. Manage., vol. 59, p. 102168, 2021, doi: https://doi.org/10.1016/j.ijinfomgt.2020.102168.
S. Chatterjee, R. Chaudhuri, and D. Vrontis, “AI and digitalization in relationship management: Impact of adopting AI-embedded CRM system,” J. Bus. Res., 2022.
L. Liu and L. Meng, “Research on data analysis of internet consumer finance and consumer behavior based on VAR model,” in International Conference on Cyber Security, Artificial Intelligence, and Digital Economy (CSAIDE 2022), 2022, vol. 12330, pp. 630–636.
N. Mazur and N. Chukhray, “The Influence Of Modern Technologies On The Effectiveness Of Management And Decision-Making In Organizations,” Collect. Sci. Pap. «ΛΌГOΣ», no. April 28, 2023; Seoul, South Korea SE-Management, Public management and administration, pp. 36–38, May 2023, doi: 10.36074/logos-28.04.2023.09.
N. Samala, B. S. Katkam, R. S. Bellamkonda, and R. V. Rodriguez, “Impact of AI and robotics in the tourism sector: a critical insight,” J. Tour. Futur., vol. 8, no. 1, pp. 73–87, 2022, doi: 10.1108/JTF-07-2019-0065.
C. Musanase, A. Vodacek, D. Hanyurwimfura, A. Uwitonze, and I. Kabandana, “Data-Driven Analysis and Machine Learning-Based Crop and Fertilizer Recommendation System for Revolutionizing Farming Practices,” Agriculture, vol. 13, no. 11, p. 2141, 2023, doi: 10.3390/agriculture13112141.
C. L. Alayón, K. Säfsten, and G. Johansson, “Barriers and Enablers for the Adoption of Sustainable Manufacturing by Manufacturing SMEs,” Sustain., vol. 14, no. 4, pp. 1–34, 2022, doi: 10.3390/su14042364.
S. Vyas, “Corporate Governance Practices in India: Problems & Importance,” Int. J. Multidiscip. Res., vol. 5, no. 3, pp. 1–9, 2023, doi: 10.36948/ijfmr.2023.v05i03.2801.
X. Li, C. Liang, and F. Ma, “Forecasting stock market volatility with a large number of predictors: New evidence from the MS-MIDAS-LASSO model,” Ann. Oper. Res., 2022, doi: 10.1007/s10479-022-04716-1.
S. Kusumba, “Achieving Financial Certainty: A Unified Ledger Integrity System for Automated, End-to-End Reconciliation,” Eastasouth J. Inf. Syst. Comput. Sci., vol. 1, no. 01 SE-Articles, pp. 132–143, Aug. 2023, doi: 10.58812/esiscs.v1i01.842.
W. Dhewanto, A. N. Umbara, and R. Hanifan, “Towards Policy Development of Entrepreneurial Ecosystem: A Review in Indonesia Financial Technology Sector,” in Proceedings of the 8th International Conference on Industrial and Business Engineering, 2023, pp. 282–290. doi: 10.1145/3568834.3568841.
S. Gupta, S. Modgil, A. Gunasekaran, and ..., “Dynamic capabilities and institutional theories for Industry 4.0 and digital supply chain,” Supply Chain Forum An …, 2020, doi: 10.1080/16258312.2020.1757369.
B. Brandl and L. Hornuf, “Where did FinTechs come from, and where do they go? The transformation of the financial industry in Germany after digitalization,” Frontiers in Artificial Intelligence. frontiersin.org, 2020. doi: 10.3389/frai.2020.00008.
J. Huang, Y. Zhong, and Y. Zhang, “Does Environmental Regulation of Cleaner Production Affect the Position of Enterprises in Global Value Chains? A Quasi-Natural Experiment Based on the Implementation of Cleaner Production,” Sustain., vol. 15, no. 13, 2023, doi: 10.3390/su151310492.
N. Titova and B. Sloka, “Impact of Intellectual Capital Efficiency on Growth Rate and Profitability of a Company: NASDAQ Baltic Case,” Eur. Integr. Stud., no. 16, pp. 150–165, 2022, doi: 10.5755/j01.eis.1.16.31492.
P. Whig, A. Velu, and R. R. Naddikatu, “The Economic Impact of AI-Enabled Blockchain in 6G-Based Industry,” … Technol. 6G Wirel. Netw., 2022, doi: 10.1007/978-981-19-2868-0_10.
A. S. Anugraha, H. P. Erdiza, D. Apriyadi, and B. Aguscandra, “Integration of geospatial and citizen participation using geographic information system for smart city: A study of priority villages program in Jakarta, Indonesia,” Int. Arch. Photogramm. Remote Sens. Spat. Inf. Sci., vol. 48, pp. 17–24, 2022.
Y. Li and Y. Wang, “Influence and strategy of 5G technology on E-commerce marketing and operation mode,” … Cogn. based Inf. Process. …, 2022, doi: 10.1007/978-981-16-5854-9_85.
T. Y. K. Chen, C. Y. Hung, Y. C. Chiang, M. L. Hsieh, and H. Capart, “A stochastic model of geomorphic risk due to episodic river aggradation and degradation,” Eng. Geol., vol. 309, no. September, 2022, doi: 10.1016/j.enggeo.2022.106845.
Moh. Rifaldi Akbar, Syahrul Hidayanto, and Aan Widodo, “Understanding the Inequality of Center-periphery Information Flow from the Migration of Seven Youths from Bandar Lampung to Jakarta,” Proc. Int. Conf. Commun. Sci., vol. 2, no. 1, pp. 843–852, 2022, doi: 10.29303/iccsproceeding.v2i1.66.
M. M. Sabbir, K. M. R. Taufique, and M. Nomi, “Consumers’ reverse exchange behavior and e-waste recycling to promote sustainable post-consumption behavior,” Asia Pacific J. Mark. Logist., vol. 35, no. 10, pp. 2484–2500, 2023, doi: 10.1108/APJML-07-2022-0647.
P. Devda, S. Shah, and M. Vasavada, “Analytical Crm for Google Edge - Data Mining Framework With Reference To Pharmaceuticals Industry in India,” Int. J. Manag. Public Policy Res., vol. 2, no. 1, pp. 72–93, 2023, doi: 10.55829/ijmpr.v2i1.108.
M. A. K. Harahap, R. N. Wurarah, A. Fathurohman, A. Suroso, and Y. Iskandar, “Globalization Substance And Industrial Revolution 4.0 And The Role Of Technological Innovation For Economic Development Towards Entrepreneurship,” J. Bisnisman Ris. Bisnis dan Manaj., vol. 4, no. 3, pp. 37–51, 2023, doi: 10.52005/bisnisman.v4i3.122.
M. A. Sikandar, P. K. Munari, and M. Arli, “A Systematic Literature Review of the Impact of Artificial Intelligence on Customer Experience,” Mach. Learn. Bus. Anal., pp. 117–127, 2022.
V. H. Rathod, “Marketing Intelligence Redefined: Leveraging The Power Of Ai For Smarter Business Growth,” Towar. Excell., vol. 15, no. 2, 2023.
J. Zhao, M. Shahbaz, and K. Dong, “How does energy poverty eradication promote green growth in China? The role of technological innovation,” Technol. Forecast. Soc. …, 2022.
O. Rodríguez-Espíndola, S. Chowdhury, P. K. Dey, and ..., “Analysis of the adoption of emergent technologies for risk management in the era of digital manufacturing,” … Forecasting and Social …. Elsevier, 2022.
Y. Zhang and Y. Song, “Tax rebates, technological innovation and sustainable development: Evidence from Chinese micro-level data,” Technol. Forecast. Soc. Change, 2022.
M. Skare and M. Porada-Rochon, “The role of innovation in sustainable growth: A dynamic panel study on micro and macro levels 1990–2019,” Technol. Forecast. Soc. …, 2022.
Y. Chen, C. Li, and H. Wang, “Big Data and Predictive Analytics for Business Intelligence: A Bibliographic Study (2000–2021),” Forecasting, 2022.
N. Mahmood, Y. Zhao, Q. Lou, and J. Geng, “Role of environmental regulations and eco-innovation in energy structure transition for green growth: Evidence from OECD,” Technol. Forecast. Soc. …, 2022.
S. Kusumba, “Cloud-Optimized Intelligent ETL Framework for Scalable Data Integration in Healthcare–Finance Interoperability Ecosystems,” Int. J. Res. Appl. Innov., vol. 5, no. 3 SE-Articles, pp. 7056–7065, 2022, doi: 10.15662/IJRAI.2022.0503004.
S. Kusumba, “A Unified Data Strategy and Architecture for Financial Mastery: AI, Cloud, and Business Intelligence in Healthcare,” Int. J. Comput. Technol. Electron. Commun., vol. 6, no. 3 SE-Articles, pp. 6974–6981, 2023, doi: 10.15680/IJCTECE.2023.0603004.
H. Herrmann and B. Masawi, “Three and a half decades of artificial intelligence in banking, financial services, and insurance: A systematic evolutionary review,” Strateg. Chang., 2022, doi: 10.1002/jsc.2525.
S. R. Banu, S. B. R. Rajagopal, and ..., “Smart Financial Management System Based on Integrated Artificial Intelligence and Big Data analytics,” BioGecko, 2023.
M. A. Nikouei, S. S. Darvazeh, and M. Amiri, “Artificial Intelligence and Financial Markets in Smart Cities,” Data-Driven Mining, Learn. …, 2021, doi: 10.1007/978-3-030-72139-8_15.